Terms and Conditions

About these terms

This website, finercapital.com, is operated by Finer International Holdings Ltd, trading as Finer Capital, a company registered in England and Wales (company number [company number]), registered office 71–75 Shelton Street, London WC2H 9JQ. By using this website you agree to these terms. If you do not agree, please do not use the site.

Not an offer or advice

The information on this website is general information about Finer Capital and Finer International. It is not an offer, invitation or recommendation to buy or sell any investment, and it is not financial, investment, tax or legal advice. It does not take account of your circumstances.

Any investment opportunity will be made available only through formal documents, to eligible investors, and subject to the eligibility checks and approvals the law requires. You should take independent professional advice before making any investment or tax decision.

Investment risk

The value of investments, and the income from them, can fall as well as rise, and you may get back less than you invest. Target returns are targets only and are not guaranteed. Past performance is not a reliable guide to future performance. Collector cars, property and unlisted investments can be illiquid and may not be sold quickly. Tax treatment depends on individual circumstances and may change.

Regulated services

Finer Capital is not itself authorised by the Financial Conduct Authority. FX payment services are provided by [authorised payment institution], authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 (FRN [000000]), for which Finer Capital acts as registered agent. Regulated investment advice and mortgage advice are provided through [authorised advice firm] (FRN [000000]).

Promotions of investments on this website are approved by an FCA-authorised firm before publication where the law requires it.

Stamp duty information

Our stamp duty pages and calculator give general information about Stamp Duty Land Tax in England and Northern Ireland, using rates published by HMRC. Results are illustrations only. Whether any refund is due depends on the facts of your purchase and the law at the time, and you remain legally responsible for your own tax return. Finer Capital is not a firm of solicitors.

Accuracy of information

We take care to keep this website accurate and up to date, but we do not guarantee that it is complete, accurate or current. Information may change without notice.

Intellectual property

The content, design, text, images, video and trade marks on this website belong to us or our licensors. You may view and print pages for your own personal, non-commercial use. You must not copy, reproduce, republish or exploit any content for any other purpose without our written permission. Some video and imagery is used under licence from third parties.

Links to other websites

This website links to other websites, including other Finer International companies and third parties. We are not responsible for the content or practices of websites we do not control, and their own terms and policies apply.

Our liability

To the extent the law allows, we exclude all liability for any loss or damage arising from your use of, or reliance on, this website, including indirect or consequential loss. Nothing in these terms limits or excludes liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for anything else that cannot be limited or excluded under English law, including your rights under the FCA’s rules where a regulated service applies.

Acceptable use

You must not misuse this website, including by introducing viruses or other harmful material, attempting to gain unauthorised access, or using it for any unlawful purpose.

Privacy and cookies

Our privacy policy explains how we use personal information, and our cookie policy explains how this website uses cookies.

Governing law

These terms are governed by the law of England and Wales, and the courts of England and Wales have exclusive jurisdiction over any dispute arising from them.

Changes

We may change these terms at any time by updating this page. Last updated 19 October 2026.